Ameritrust CDC

June 2024

SBA 504 Rates

25yr  6.35%

20yr  6.44%

10yr  6.90%

Welcome to Ameritrust CDC

Ameritrust CDC is a Certified Development Company, promoting the profitability and prosperity of small businesses in Washington State by providing low cost, fixed rate commercial real estate financing in partnership with the US Small Business Administration.

The Small Business Administration established the SBA 504 Loan Program, which is a unique financing tool utilized specifically for the purchasing or constructing of commercial real estate and equipment for small businesses. The loans are financed in partnership with one of the many commercial lenders in the state. 

Certified Development Companies (CDC's) are regional economic development organizations that are licensed by the U.S. Small Business Administration (SBA). The CDC processes, approves, closes and services the loans. Funding is arranged by the CDC issuing a bond, and in all ways, the CDC is the direct lender for the SBA 504 loan program. This product has enjoyed great success over the past 25 years, providing thousands of small businesses the opportunity to own their locations and secure their futures.


SBA 504 loans allow commercial lenders to provide enhanced fixed asset financing to its clients by enabling small businesses to borrow up to 90% of the total project costs. Fifty percent of these funds come from the commercial lender, 40% come from Ameritrust CDC/SBA and the small business provides a 10% down payment.

The number one goal of Ameritrust CDC is to provide the absolute best customer service in our industry. Each small business is unique and deserves 100% of our efforts and attention through every step of the process.